Here's
a list of the documents most commonly
needed in order to apply for a mortgage
loan. You may need additional documents
depending upon the type of loan you're
applying for, so be sure to check with
the lender.
Legible sales contract signed
by Buyers and Sellers.
Social Security number of all
applicants.
Complete address for the past
2 years (including complete name
and address of landlords for past
24 months).
Name, address, and all income
earned from all employers for past
24 months.
Copies of previous two years
W-2 forms.
Copy of most recent year-to-date
pay stub.
Name, address, account number,
monthly payment and current balance
for: installment loans, revolving
charge accounts, student loans,
mortgage loans, and auto loans.
Name, address, account number,
and balance of all deposit accounts,
including: checking accounts, savings
accounts, stocks, bonds, etc.
Three months most recent statements
for deposit accounts, stocks, bonds,
etc.
If you choose to include income
from Child Support/Alimony bring
copies of court records of cancelled
checks showing receipt of payment.
If you are self-employed
or paid by commission:
Previous two years Federal Income Tax Returns with all schedules and
a year-to-date profit and loss statement.
If you own other properties:
Address of properties and current market value. Any debt owed on properties;
Lender's name, address, account number, monthly payment, and current balance.
Copy of previous two years Federal Income Tax Returns with all schedules.
If rented; copy of lease.
If you have filed bankruptcy in the last seven years:
Copy of petition and discharge, handwritten explanation of reason for bankruptcy,
evidence of excellent credit since the bankruptcy. Rather than hold up
your loan application appointment, you may follow up on any missing items
at a later time.
800-850-8167
American Mortgage
1010 Berlin Road
Cherry Hill , NJ 08034
Phone: 800-850-8167
Fax:888-269-8517
